whencureach
utorak, 11.01.2011.
What Are Home Equity Loans?
A home equity loan is simply borrowing on the difference of the value of your home and the outstanding mortgage on the house. Lets say, you have bought a home worth $50,000 some time back, after making a down payment of $5,000. The value of your home has now appreciated to $60,000. The difference between the present value of your home ($60,000) and the outstanding payment ($45,000) is $15,000. This is the amount of the home equity loan that you can apply for.Home equity loans are normally called.
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