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The Advantages and Disadvantages of Blackjack Insurance
Every blackjack player will tell you about the sinking feeling when they draw a blackjack and the dealer draws an ace. The first few times that this happens, and it does happen quite a lot, the player will recall a certain form of gratification at being offered insurance. However, as times goes by, and with it comes experience and understanding, many a player begins to realize that taking insurance is not such a great proposition, while many others swear by it, depending on their interpretation of the situation.
Insurance can only be offered before the house draws its hole card; they will offer players with blackjack the chance of taking “insurance”. Many players rush to take advantage of the insurance without thinking of its implications. Let's say that the online player is playing multi-hand blackjack for real money and has the maximum number of hands in play. If there are more than six face cards in play, the chances of the bank drawing a face card are considerably lower and therefore worth taking a chance on. After all, insurance entails the players betting a further 50% of their bet, as insurance against the bank hitting blackjack. And what does this mean for the player?
It means that if the house draws blackjack, they stand pat on their original bet and get even money on the insurance. In other words, if their original bet was for $20.00 and they paid a further $10.00 insurance, they would be left at the end of the hand with $40.00, of which $30.00 was their total stake, and $10.00 was profit.
If the player decides to take insurance and the dealer draws blackjack, then the player breaks even. All they are left with is their stake money and that sick feeling in their stomach. For more information about blackjack insurance click the