Recently, chongqing, wuhan, etc have eased the first suite accumulation fund loan policy. In the real estate market with a lot of suspicion, this "fine-tuning" caused the housing in shanghai market great attention.
On May 28, the chongqing housing accumulation fund management center announced it will relax the first suite accumulation fund policy. Loans by 30%, down from the 20% down, personal loans from 200000 yuan to 400000 yuan increase; Allow couples and lending, a family highest loan 800000 yuan; Loan limit by the account remaining sum of 15 times increased to 25 times and allows loan worker account balance payment; Loan time limit of 20 years increased to 30 years, and extend to 10 years after retirement.
The xinhua news agency arrangement found that, in addition to the chongqing, in late April, wuhan high-profile announced adjustment policy accumulation fund, use accumulation fund loan to buy the first set of housing lender can apply to the top eighty percent of the loan. That is, just to pay down twenty percent, the lender can easily buy a house.
According to the statistical research institutions, far more than 10 a two, three lines of accumulation fund buys a room to relevant policy city has adjusted. Among them, both the eastern economic developed city, also have the Midwest owes the developed city.
"Accumulation fund policy adjustment solved just need to purchase of the difficulties, but also to revitalize the stock room, maintain the health of the real estate market stability." Central south university of politics and law of institute of real estate finance and economics zhangdong think, accumulation fund policy of moderate fine-tuning the real estate development company regulation towards scientific.
Wuhan accumulation fund center in loans of said hu bin, rigid crowd through the accumulation fund loan demand, and to reduce the pressure head to pay; At the same time, and commercial housing loan interest rates were the same period, accumulation fund GeDai lower interest rates by about 2.1%, the person that buy a house of interest and other burden also is greatly reduced.
Recent adjustment of accumulation fund loan policy are concentrated in the city two, three city, Beijing, Shanghai and so on a city no action.
Even so, the accumulation fund to adjust the tide or caused many people to worry about. Not a few net friend from this association to 2009 international financial crisis, the property market in winter of the "back".
The national real estate executive vice President at the wolong is Elijah alliance that, along with the demand for release of rigid, property market and started to clinch a deal faded. The local government will need over just the name of "fine-tuning", add new buys a room to force for housing, "this is more like a release a signal, test market reaction, have also strengthened the confidence of the market, property market will will usher in a new round of rebound."
ZhangDongZe think, only P- other severe policy of substantive relaxing or quit, you a real property market regulation to relax.
"In the present state of affairs, the change of market sales mainly depends on the house prices adjustments. Developers only continued to depreciate sales promotion will win the" fine-tuning "released just need to purchasing power." Related research institutions sorting central China deputy general shanghai house manager YaoRui said that, in the long run, not to buy the ability is strong investment needs support, the housing market out of the downturn is still facing the difficult.
Post je objavljen 07.06.2012. u 15:40 sati.