Settlement of debt provides an alternative solution. Our professional debt negotiation experts will come to a fair settlement with your creditors for less than you owe. Moreover, the creditor agrees to report to the credit bureaus that the consumer no longer owes them anything. As a matter of a fact, customers can see over 50% of their unsecured debt negotiated away and become debt free in as little as 36 months. As an example, a client who owes $10,000 may pay as little as $4,000-$6,000 to settle the debt. When you consider the fact that someone barely making the minimum payment can pay as much as twice their balance on interest charges alone, the savings are even more astronomical. For many customers debt settlement services are a prolific alternative to credit counseling, credit card and debt consolidation and bankruptcy.