One of the most talked about topics in any political and social circle is the rising costs of health care. Some say the health insurance companies are to blame, while others point the finger at medical malpractice lawsuits. We may or may not ever come up with the right answers to this query, and we might just be talking in circles.Whether or not we can decide what the problem is with health care costs, there are some things that you can do to reduce the chance that you will have to rely on doc.