Time - it is the one thing that we are all running out of. It cannot be replaced. When it is spent, it is spent.What, then, are you doing to ensure that you are maximizing the use of time?"Understand that time will pass regardless of whether you spend it wisely or simply waste it.You can make time your friend or it can be your worst enemy. Most people leave important tasks till the last possible moment then they are forced by self-imposed circumstance to rush everything. This is a lack of planni.