Ebay, in all its marketing, claims to be a safe place to trade. It claims that its Fraud Protection Program aims to protect its users against fraud and quite clearly specifies that those who have suffered fraud should get 75% of their loss reimbursed under this program if the amount is less than $100 (they charge $25 for processing costs). This claim is completely not true. I have used Ebay for years, and although I have had a few transactions that left me worse off through no fault of my own.