It may seem like a simple question but its important to take into account a few factors when choosing your credit card. If you are in the enviable position of being able to pay off your card every month then you are amongst the few. If like most you don’t then we can offer you some guidance.1.Interest rates: This is the most important factor to consider when managing your credit card debt. Every day we are offered 0% introductory rates for 6 to 9 months. These are usually for balance transfers a.