If you are a homebuyer, there are a few points on a homebuyer's loan that you should keep in mind. These pointers simply ensure that you don’t burden yourself with a loan or repayment and that you can get a justified return on your investment.The pointers to a loan for homebuyers are:1) Work out your affordability and the repayment that would build up against your loan – Apart from the price of the new home, there are several other one-timely costs you are likely to incur when you buy your house.