You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated - send to: GregReid@AlwaysGood.com Become A Mentor! 'Golden Wisdom from the Golden Years' You’ve heard the saying a thousand times: “If I knew then what I know now.” Can you imagine how different your life would be if you’d possessed all the knowledge you have today at an earlier time? Perhaps it’s impossible t.