Were you recently hit with a big bill that you weren't really expecting? Have you found yourself cash-poor with a while to wait before your next payday rolls around? You might want to consider a payday loan. Payday loans can help those who are short on cash and who need a little bit of money upfront before the next check comes through.Many currency exchanges and other lenders offer payday loans. A payday loan is like a cash advance. It allows you to obtain cash today and pay it back once your ne.