12 Free Tools For Starting a Home Business With No Money Want to start your own home business but short on cash? These proven and expert 12 free tools can help you make the move from corporate life to calling the shots. By Bruce Scher Home business ownership is the best way to start any business especially with no money. With no money to put up, and no money to lose, it's a risk free proposition. Your expenses are already fixed. There are no additional costs for rent, telephone, utilities,.