Unfortunately, most people fail to plan until it is too late. History tells us that for centuries humans have been witness to tragedies, and often times have been the victim of them. A cursory study points to one inescapable fact: a tragedy always produces another tragedy.Consider: all the wars, past and present, carried on in the name of some “sacred” or “national” cause, has always brought about death, destruction and ruin to countries, their armies and their citizens – a tragic loss of li.