Myth no 1: Millionaires work 10 times as hard as the ordinary man in the street. Number 2: Millionaires are more intelligent and better educated than you and I. Number 3: Honest people don't get rich. Number 4: You need money to make money. Most millionaires have "begged and borrowed" to get started. Some have even been bankrupt and fired. Financial prosperity and or a fulfilling life well lived are goals we can all achieve if we understand the principles of success. The main attraction of.