What's the Real Story About Electronic Checks? Accepting electronic checks is essential to any business, and should not be overlooked. As many as 20% of America Online, Prodigy, and CompuServe users pay for their internet access by electronic check. Are you curious about how some web-sites take checks? Have you ever paid your electric bill or cable TV bill by check over the phone? Have you paid your doctor, dentist or insurance company this way? Many of these businesses and individuals are usin.