What childhood memories do you hold dear? For me, it was all the times "life happened". The little things like playing outside, riding my bike with the wind in my hair, playing at the park, swimming in the lakes, giggling with friends. None of those moments cost a cent, yet they are some of my most treasured memories. Making memories on a budget is very easy to do. Choose any of the ideas below and you'll have a fun-filled time without breaking the bank! Garden - Plant flowers, fruit trees,.