Is every month like a constant struggle with bills payment piling up? Do you feel like not opening the bills? Are you thinking of ways to avoid it? If answer to any of these questions is 'yes' - then you are certainly heading for debt consolidation. Debt consolidation offers great support to self employed while budgeting and making financial decisions. An individual who operates a business, or a profession as a proprietor, consultant, independent contractor, freelancers or someone in changeabl.