With UK personal debt breaking through the £1 Trillion mark last year, it’s safe to say a large number of the UK population is in debt. This comes in the form of outstanding car finance, bank overdrafts, credit card bills and many other factors. More and more people are turning to loans to group all their debt and reduce the amount being paid out every month. But with the UK loans market booming and new brokers popping up every day, it’s hard to tell which will help or which will simply be a hin.