Has your phone bill gotten to the point where you hate to open it? It's easy for that to happen these days. It can be even worse if you have a cell phone because then, there are two bills to worry about.Hare are five ways you can reduce that bill.Tip #1: Check out your phone bill the next time it arrives. You may have one of these packages with a lot of features that you either don't need or don't use. For example, your package might include features such as three-way calling, call forwarding, u.