The Facts on Factoring: How to Increase Cash Flow Without Borrowing By Fred Coutts, CPA, CMA Cash flow is one of the main reasons businesses fail. At one time or another, every business, even successful ones, have experienced poor cash flow. Cash flow does not have to be a problem any more. Do not be fooled -- banks are not the only places you can get funding. Other solutions are available and you do not have to borrow. What is Factoring? One solution is called factoring. Factoring is the pr.