Saving may seem easier if you were saving for a new car, or a vacation however when it comes to saving in general it may prove to be more challenging because you may not necessarily feel you are receiving a reward from it. However saving pays off, especially as a single mother. All you need to do is simply spend less than you make each month.You are going to want to establish a budget. First, make a list of all your monthly income. Next, list all your monthly expenses. This will show you ho.