Late to bed and late to wake will keep you long on money and short on mistakes.
Procrastination is the art of keeping up with yesterday.
Hearing voices no one else can hear isn't a good sign, even in the wizarding world.
The problem is never how to get new, innovative thoughts into your mind, but how to get old ones out. Every mind is a building filled with archaic furniture. Clean out a corner of your mind and creativity will instantly fill it.
The dead might as well try to speak to the living as the old to the young.
For the most part, fear is nothing but an illusion. When you share it with someone else, it tends to disappear.
I have enjoyed greatly the second blooming... suddenly you find - at the age of 50, say - that a whole new life has opened before you.