With bills that are already overdue or other expenses that need immediate attention, getting a payday loan is one of the best things you can do. If you receive your salary only once a month, then you are likely to qualify for a 30 day payday loan. If the paycheck s given to you every two weeks, then your application will be refused and should ask for a regular payday loan.
Since the period of time is longer than with 14 days payday loans, the interest fees are a little higher. You should know from the very beginning how high the fees are they are usually calculated for every $100 that you borrow. Ask for all clarifications you need before agreeing and signing a contract. The fine print should also be carefully read in order to know exactly what you agree to.
Most of the lenders only approve a payday loan if you don't already have one, so it is unlikely to obtain a credit if you already have one. Because of that, you should be aware on what you spend the money you receive.
The process is easy and fast. If all the information you provide to the lender is found to be correct, then you should have the money delivered into your bank account in less than 24 hours. However, there are many companies that require up to 5 working days in order to approve the loan and transfer the money, depending on the day of the week you apply.
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