Just the simple act of writing down your purchases will make you much more aware of what you're spending. Even count the soda from the machine and the candy bar when you buy gas.

Creating an awareness of your spending helps you control your spending and save pay down debt. It will take a little effort and a lot of determination, but within a few days you can be completely in control of your money simply by knowing what you're spending on, and how you use your money.. That's the whole goal of this exercise. It may not feel like spending cash without knowing where it went is really "being out of control," but this is one symptom China quilting embroidery machine Manufacturers of not controlling your own finances.

Knowing what you normally spend helps you gauge whether you're spending more or less, and make adjustments in your spending as needed. Everyone has experienced not knowing where that twenty went.

Keeping track of your spending consistently gives you a baseline by which you can judge all of your future spending, and keep your promises to yourself regarding regulating your spending. Carry a notebook or a piece of paper in your wallet, or record your spending on your PDA or your phone. Of all the financial problems you may face, this is the simplest one to change. But if you're constantly not sure where you've spent your money, and you find yourself in financial difficulty more often than not, you could have a problem.

Fortunately, not knowing what you spend, on what, is very easy to remedy. This first step in getting on top of your financial situation is very easy.

When you're not in control of your money, it's hard to move forward financially.Have you ever had a twenty dollar bill one day and four ones the next? If you're like most people, you often have no idea where your money goes. Just write down every penny you spend, regardless of how small the purchase. You may find yourself wondering what you could possibly have spent all your money on, and if you paid cash, you may not have a record of what you spent, and where you spent it. It's very hard to focus on a goal like "spend less," when you don't know how much is normal.

This kind of vagueness toward money may seem fairly harmless. You'll start to hesitate before you buy that soda or stop for a cup of coffee on the way to work. The key here is to count everything.
It may not seem like just writing down everything you spend can make a huge difference in your financial situation, but if you do this consistently for one month, you will notice an enormous difference in your finances.

You do not have to analyze this information, study it for patterns, or anything like that. As you increase your awareness, you will also pay more attention to what you spend before you spend it. Once you become aware of your spending, you can make better decisions