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četvrtak, 25.11.2010.

fall or stumble on your property

Replace or repair all loose or missing floorboards on porches and decks and replace or repair any lose handrails.If your home is at least 10 years old ask your agent how much of a savings on your premium you could get if you upgraded the plumbing and wiring in your home.Now all you need to do is to choose the lowest price from a company that you feel confident will still be here in 30 years and your job is done!Keep your credit rating clean!Did you know that your credit rating has an effect on how much you pay every month for your homeowner's insurance?If you want to get cheap homeowner's insurance in New Jersey you're going to have to maintain good credit - at least around the time you are applying.Run the figures and see how long it would take to pay for the work using the savings that you would realize each month on your insurance.See if it makes sense to you.Buy a fire extinguisher that is specifically rated for your kitchen and keep it handy.Fill in any potholes or other places that could cause someone to fall or stumble on your property.Start by repairing or replacing all broken, cracked or buckled cement walkways on your property.Install motion-sensitive floodlighting.Cut all brush and weeds back 10 feet from all buildings.Make sure all exterior doors have a working deadbolt lock.And we're not done yet.You should get a substantial reduction in your premium for doing what has already been mentioned.Use the ideas in this article to create your own perfect homeowner's policy that will save you as much as possible right from the start - and then get online and make comparisons of prices for your super policy on at least 3 different websites that allow you to compare prices between companies head-to-head.



Tell your agent about all the work you have done.Make certain that all windows - yes, even upper story windows - have a working lock.Ask your agent what else you could do to save on your monthly bill.Make certain that you have installed the proper number of smoke and fire detectors and that they all have fresh batteries twice yearly.This is how you get cheap homeowner's insurance online in New Jersey.Trim all bushes away from windows so burglars have no place to hide when trying to break into your home.

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