In today’s fast-paced world, businesses need smarter, faster, and more flexible ways to accept payments. Whether you're a mobile trader, freelancer, small business owner, or running a full-scale retail operation, the right tools can help you streamline transactions and maximize profits. That’s where Lopay steps in.

Lopay is revolutionizing the way businesses handle payments by offering a feature-rich payment app & POS system that puts control back into your hands. With the slogan "Take payments your way," Lopay empowers users with instant payouts, customizable features, and a simple, transparent fee structure. In this complete guide, we’ll explore everything you need to know about Lopay and how it can transform your business.

What Is Lopay?

Lopay is a cutting-edge payment app & POS system designed for individuals and businesses who want to take payments their way—on their terms, with more flexibility and less hassle. From accepting card payments with a reader to generating digital invoices and managing tips, Lopay offers a full suite of tools all within one intuitive platform.

Why Choose Lopay?

When you choose Lopay, you’re not just choosing a payment processor—you’re choosing freedom and efficiency. Here’s why thousands of UK and now US businesses are switching to Lopay:

1. Take Payments Your Way
Whether you're at a craft fair, running a café, offering mobile hairdressing services, or doing on-site repairs, Lopay lets you take payments your way. The system adapts to your business model and gives you full control over how and when you accept money.

Use the Lopay app to accept card payments with or without a reader.

Send payment links via SMS or email.

Generate digital QR codes for contactless transactions.

Accept tips or donations with ease.

2. Instant Access to Your Money
Unlike traditional payment providers that hold your money for days, Lopay provides instant payouts. The moment you make a sale, your funds are immediately available in your linked account—no waiting, no delays.

3. Low, Transparent Fees
Lopay’s fees are straightforward and competitive. There are no hidden charges, lock-in contracts, or complicated structures. You only pay for what you use:

Standard flat-rate fee per transaction.

No monthly subscription fees.

Reduced rates for high-volume users.

Lopay Payment App Features

The Lopay payment app is the heart of the system. Designed for both iOS and Android devices, this powerful app allows you to:

Accept Payments

Connect your Lopay card reader or use the app standalone to accept payments by:

Chip & PIN

Contactless (NFC)

Apple Pay & Google Pay

Manual card entry or remote payment links

Send Invoices

Generate professional invoices from your smartphone and send them instantly. Perfect for freelancers, service providers, or any business that bills remotely.

Track Sales & Transactions

Use built-in dashboards to monitor your business activity in real time. Access:

Sales history

Refund tracking

Tip totals

Daily revenue breakdowns

Manage Multiple Staff

With the Lopay POS system, assign roles and permissions to team members, track individual performance, and split tips among staff automatically.

Lopay Card Reader & POS System

Need a hardware solution? Lopay offers sleek, portable card readers that integrate seamlessly with your mobile device via Bluetooth. These are ideal for on-the-go businesses or countertop use.

Features Include:
Lightweight and wireless

Long-lasting battery life

Supports all major cards and digital wallets

Pairs instantly with the Lopay app

Combine this with the POS system, and you’ve got a full checkout experience:

Add custom items or services

Apply discounts and taxes

Print or email receipts

Manage inventory in real time

Whether you're selling physical goods or services, the Lopay POS system gives you the tools to run your business professionally.

Who Is Lopay For?

Lopay is built for every business that wants to take payments their way—with simplicity, speed, and style. Some ideal use cases include:

Mobile Businesses

Food trucks

Market stalls

Beauty and grooming services

Fitness instructors

Retail Shops & Boutiques

Clothing stores

Gift shops

Pop-up events

Art galleries

Tradespeople & Freelancers

Electricians

Photographers

Therapists

Tutors

Hospitality & Events

Cafés

Bars

Caterers

Wedding vendors

No matter your business type, Lopay provides the flexibility to tailor payments to your environment.

Benefits of Using Lopay

Here’s what makes Lopay the go-to payment app & POS system:

Fast onboarding: Start accepting payments within minutes of downloading the app.

No long-term contracts: Cancel or change plans anytime.

Customer support that cares: Friendly, UK-based support ready to help.

Flexible integrations: Compatible with popular accounting and inventory tools.

Getting Started with Lopay

Ready to transform the way you get paid? Here’s how to get started:

Download the Lopay App
Available for iOS and Android.

Sign Up for Free
Create an account in minutes—no paperwork, no credit checks.

Order Your Lopay Card Reader (Optional)
If you prefer a physical reader, Lopay offers affordable, high-quality devices.

Start Taking Payments Your Way
Send a link, swipe a card, or scan a QR code—whatever suits your business best.

Final Thoughts

Lopay isn’t just a payment processor. It’s a complete solution designed for businesses that value freedom, flexibility, and full control over their cash flow. With its robust payment app & POS system, and its empowering motto—Take payments your way—Lopay delivers everything you need to run and grow your business, all from the palm of your hand.

Whether you're just getting started or scaling fast, Lopay is the smart choice for businesses that want more power, more speed, and less stress.