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Standard & Poor's Fundamentals of Corporate Credit Analysis
An authoritative, in-depth guide to all aspects of credit analysis from the experts at Standard & Poor's
Credit analysis--gauging an issuer's ability to repay interest and principal on a bond issue--plays an essential role in determining how bond issues are rated and priced. Fundamentals of Corporate Credit Analysis provides both analysts and investors with the practical, up-to-date information they need, backed by Standard & Poor's research, data, and experience, to properly assess the credit risk of virtually any entity.
Whether used as a handy all-in-one guide or as a comprehensive training tool, it will give anyone the knowledge and tools needed to dig beneath standard ratings and determine an organization's true creditworthiness.
UNHCR News Story:Resettlement programme for refugees in Nepal passes 40,000 mark
Devi Maya (left), the 40,000th refugee originating from Bhutan to be resettled from Nepal, does some last minute packing.
UNHCR / P. Baidya / December 2010
Resettlement programme for refugees in Nepal passes 40,000 mark
KATHMANDU, Nepal, December 13 (UNHCR) – A programme launched three years ago to resettle tens of thousands of refugees from camps in eastern Nepal on Monday passed the 40,000 mark.
Devi Maya Gurung was named as the 40,000th refugee to be resettled from Nepal shortly before stepping onto a plane at Kathmandu's Tribhuvan International Airport to start a new life with her family in the United States.
She was among a group of 198 refugees originating from Bhutan to be resettled. They flew out a day before UNHCR celebrates its 60th anniversary.
The mother of four, Devi Maya, had been living in the Beldangi One camp since 1992 after fleeing from ethnic tension in Bhutan. "I was confused about my future when we first applied for resettlement. After having gone through the process and the cultural orientation I am reassured that we will do well," the 39-year-old said.
"This is a tremendous achievement which would not have been possible without the strong support of the government of Nepal and the countries of resettlement," said Stephane Jaquemet, UNHCR's representative in Nepal, at a ceremony organized by the refugee agency and the International Organization for Migration (IOM) in Kathmandu.
Under a programme launched in November 2007, refugees originating from Bhutan have been resettled in eight countries, most of them – 34,129 – to the United States. The other resettlement countries in rank are Canada, Australia, New Zealand, Norway, Denmark, the Netherlands and the United Kingdom.
The UN refugee agency is responsible for interviewing people and referring names to resettlement countries, while the IOM conducts health assessments, organizes cultural orientation courses and transports the refugees from the seven camps in eastern Nepal to their countries of resettlement.
"Our job is to ensure that refugees depart as quickly as possible," said IOM's David Derthick. "Once a refugee family has made the decision to apply for resettlement, they're anxious to start their new life as soon as possible."
At the start of the resettlement programme, there were 108,000 refugees from Bhutan residing in the camps in eastern Nepal's Jhapa and Morang districts, some of whom had been there for almost two decades.
Of the 72,000 remaining in the camps, about 55,000 have expressed an interest in resettlement and are expected to depart within the next four years. "We continue to receive a steady stream of expressions of interest for resettlement," Jaquemet said. "And the positive aspect of this resettlement programme is that the acceptance rate by the countries of resettlement is 99 per cent, the highest in the world," he added.
"I am very happy to get this opportunity. I hope my family will get a better life in the United States," said 43-year-old Dhan Kumar Ghataney, who also left Monday for the US with his wife and two children. "I am optimistic that I will find employment and my children will get a better education," he added.
While resettlement is currently the only available option for refugees in the camps in eastern Nepal, UNHCR, together with the international community, will continue efforts to achieve comprehensive and lasting solutions to the plight of refugees from Bhutan, including voluntary repatriation as and when return conditions permit.
By Pratibedan Baidya and Nini Gurung in Kathmandu, Nepal
Method and Apparatus for Black Hole Detection (patent applied for)
The following method can be used to determine if an errant black hole, spewed out by the Large Hadron Collider, is in your house.
The apparatus required includes one average sized cat, one comfy chair, a notebook, and a reliable writing instrument.
Step 1. Place the comfy chair in a location from where you can conduct your observations.
Step 2. Place yourself in the comfy chair with the notebook and writing instrument.
Step 3. Place the apparatus in close proximity to you.
Step 4. At regular intervals, observe the apparatus for any changes.
Should the apparatus appear unusually elongated and distorted, record this in your notebook. If, over several observation periods, the elongation and distortion appears to be increasing, and if the posterior end of the apparatus ceases to be visible, it is highly likely that you have successfully detected and identified a black hole.
Congratulations and goodbye.
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