On ground of assurance of the return, there are two kinds of Investments - Riskless and Risky. Riskless investments are guaranteed, but since the value of a guarantee is only as good as the guarantor, those backed by the full faith and confidence of a large stable government are the only ones
The chance that the actual returns realized on an investment will differ from the expected return.
the degree of uncertainty as to the realization of expected returns.
An act of repudiating another's claim or renouncing one's own
A disclaimer is generally any statement intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship.
A statement that denies something, esp. responsibility
(law) a voluntary repudiation of a person's legal claim to something
disavowal: denial of any connection with or knowledge of
Disclaimer
a disclaimer to end all disclaimers.
Text reads:
"The Public Building Commission of Chicago and all other government tenants hereby disclaim any endorsement of any displays, exhibits, or structures that may be erected on these premises."
The rules and the disclaimer
This was what we had to sign before we went into the 10km zone around the Chernobyl plant where no-one lives -- the seriously-contaminated zone. The rules are all sensible, and the disclaimer is understandable.