AIRFARE INSURANCE

07.10.2011., petak

AIRFARE INSURANCE : AIRFARE


Airfare Insurance : Sale On Flights : Flight Deals To Detroit.



Airfare Insurance





airfare insurance






    insurance
  • A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium

  • indemnity: protection against future loss

  • Money paid for this

  • The business of providing such an arrangement

  • promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company

  • policy: written contract or certificate of insurance; "you should have read the small print on your policy"





    airfare
  • A fare is the fee paid by a passenger allowing him or her to make use of a public transport system: rail, bus, taxi, etc. In the case of air transport, the term airfare is often used.

  • The price of a passenger ticket for travel by aircraft

  • the fare charged for traveling by airplane

  • (Airfares) An airliner is a large fixed-wing aircraft for transporting passengers and cargo. Such planes are owned by airlines.











airfare insurance - Questions and




Questions and Answers on Life Insurance: The Life Insurance Toolbook


Questions and Answers on Life Insurance: The Life Insurance Toolbook



Questions and Answers on Life Insurance is an extremely useful and one of a kind resource for anyone looking for a simple way to understand life insurance. It covers all the basics and the advanced information that you need to know. And all this in a format where can go directly to the information you need without having to sort through information you're not looking for.
Author Tony Steuer brings 17 years of experience in the life insurance. During this time Tony has guided clients with purchasing their life insurance and the ongoing maintenance of policies. He has also worked with professional advisors on reviewing their client's policies and determining needs. Tony has helped to keep client's, where possible, from unpleasant surprises. Questions and Answers on Life Insurance covers:
Life Insurance Needs Planning
Keeping your policy in force
Company Evaluations
Pitfalls to look out for
Questions and Answers on Life Insurance is a valuable resource for anyone involved with a life insurance policy. It helps makes a complex financial product understandable for consumers as well as financial advisors.










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LITTLE BARACK TELLS THE BIG "MOMMY" LIE




LITTLE BARACK TELLS THE BIG





THIS LYING SCUMBAG PRETENDING TO BE A "PRESIDENT" ....... EVEN USES HIS MOTHERS NAME IN A LIE TO GAIN POLITICAL ADVANTAGE........AND OF COURSE LATER ON TO HELP PASS OBAMACARE


Fresh doubt cast on Obama's health care story
By: Byron York | Chief Political Correspondent 07/11/11 8:05 PM

Then-Sen. Barack Obama (D-IL) addresses a rally in the gymnasium of Concord High School January 4, 2008 in Concord before the 2008 New Hampshire primary, where the Democratic presidential hopeful made this remark examined by Examiner columnist Byron York: "She was in her hospital room looking at insurance forms because the insurance company said that maybe she had a pre-existing condition and maybe they wouldn't have to reimburse her for her medical bills."During the 2008 presidential campaign, Barack Obama often discussed his mother's strle with cancer. Ann Dunham spent the months before her death in 1995, Obama said, fighting with insurance companies that sought to deny her the coverage she needed to pay for treatment.
"I remember in the last month of her life, she wasn't thinking about how to get well, she wasn't thinking about coming to terms with her own mortality, she was thinking about whether or not insurance was going to cover the medical bills and whether our family would be bankrupt as a consequence," Obama said in September 2007.

"She was in her hospital room looking at insurance forms because the insurance company said that maybe she had a pre-existing condition and maybe they wouldn't have to reimburse her for her medical bills," Obama added in January 2008.

"The insurance companies were saying, 'Maybe there's a pre-existing condition and we don't have to pay your medical bills,' " Obama said in a debate with Republican opponent Sen. John McCain in October 2008.

It was a simple and powerful story, one Obama would tell many more times as president during the national health care debate. But now we're learning the real story of Ann Dunham's health coverage is not quite what her son made it out to be.

The news is in "A Singular Woman: The Untold Story of Barack Obama's Mother," a generally admiring new biography written by former New York Times reporter Janny Scott. According to the book, Ann Dunham, an anthropologist who spent most of her working life in Indonesia, moved from Jakarta to New York in 1992 to work for a nonprofit called Women's World Banking, which encouraged micro-lending in Third World countries. Unhappy in New York, in 1994 Dunham took a job with an American company called Development Alternatives, which had a contract with the Indonesian State Ministry for the Role of Women. Dunham returned to Jakarta to work, and Scott reports the job provided Dunham with health insurance, a housing allowance, and a car.

At the time she took the job, Dunham was increasingly worried about her health; she was suffering from intense abdominal pains. In November 1994, Dunham went to an Indonesian doctor who diagnosed appendicitis. As Dunham debated whether to leave the country for surgery, she called her boss at Development Alternatives. "You've got health insurance, that's taken care of," the boss told her. "We can cover the airfare."

Dunham decided to stay in Jakarta, where she underwent an appendectomy. But the pain did not go away, and Dunham feared, correctly, that she was terribly ill. In January 1995 she left Indonesia to go home to Honolulu, where she was diagnosed with advanced uterine and ovarian cancer. She began a regime of surgery and chemotherapy.

That is the time during which Obama says his mother battled insurance companies to cover her illness. But Scott, who had access to Dunham's correspondence from the time, reveals that Dunham unquestionably had health coverage. "Ann's compensation for her job in Jakarta had included health insurance, which covered most of the costs of her medical treatment," Scott writes. "Once she was back in Hawaii, the hospital billed her insurance company directly, leaving Ann to pay only the deductible and any uncovered expenses, which, she said, came to several hundred dollars a month."

Scott writes that Dunham, who wanted to be compensated for those costs as well as for her living expenses, "filed a separate claim under her employer's disability insurance policy." It was that claim, with the insurance company CIGNA, that was denied in August 1995 because, CIGNA investigators said, Dunham's condition was known before she was covered by the policy.

Dunham protested the decision and, Scott writes, "informed CIGNA that she was turning over the case to 'my son and attorney, Barack Obama.' " CIGNA did not budge.

In September 1995, Dunham traveled to New York for an evaluation at the renowned Memorial Sloan-Kettering Cancer Center. Returning to Hawaii, she began a new course of treatment. She died in November.

A dozen years later, her son t











Jay in Plymouth, Indiana




Jay in Plymouth, Indiana





Jay is the manager of the Days Inn in Plymouth. He told me the story of his uncle (a U.S. citizen by the way) who had a heart attack and required a triple bypass operation. “He didn’t have insurance, though and the operation would cost about $118,000.” There was no way that he could pay that money—the money that would save (or at least extend) his life. And so he ended up having the operation in India which, with airfare, cost about $35,000. Jay shook his head. “It doesn’t make sense how America can’t take care of Americans”









airfare insurance








airfare insurance




Insurance Theory and Practice






This book provides a comprehensive overview of the theory, functioning, management and legal background of the insurance industry. Written in accessible, non-technical style, Insurance Theory and Practice begins with an examination of the insurance concept, its guiding principles and legal rules before moving on to an analysis of the market, its players and their roles and relationships.

This book provides a comprehensive overview of the theory, functioning, management and legal background of the insurance industry. Written in accessible, non-technical style, Insurance Theory and Practice begins with an examination of the insurance concept, its guiding principles and legal rules before moving on to an analysis of the market, its players and their roles and relationships.










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